The Freedom Fighter

Gen Y Finance Guy Freedom Fighter

Who am I writing for? Over the course of the last six months I have spent countless hours trying to figure out exactly who it is that I’m writing for. It has taken about 40 posts, 50K words, 120 hours, and reading over 100+ personal finance blogs in order to finally answer this burning question. [Update: This was written at the six month mark of GYFG. As of 05/2018, I’m up to 266 posts, 486,573 words, and 1,000+ hours. Most importantly, I am still learning, both about the GYFG readers, the world of personal finance, and about myself. I’m honored to be a part of the journey of each and every one of the GYFG readers.] At the end of the …

Murder Your Mortgage in 7 Years Q&A

Gen Y Finance Guy Mortgage Snowball 29 Comments

Last month I published a post that detailed my strategy to pay down a 30 year mortgage that I only recently obtained last year. I will be the first to admit that it goes against the conventional wisdom and there have been two questions that have popped up consistently that I thought I would take some time to answer: Question 1: Why do you advocate paying down your mortgage and thus losing out on the tax savings from interest paid? This is a great question to very controversial advice depending on who you talk to. If you would have asked me a few years ago I would had said this was absolutely a mistake. But my thinking has changed over the years. There …

January 2015 – Detailed Financial Report #1

Gen Y Finance Guy Financial Freedom, Monthly Financial Reports 50 Comments

Last week I announced after I created the new Financial Stats page that I would also be publishing a detailed financial report on a monthly basis. In these monthly reports the plan is to give you all a month over month update on Gross Income, Assets, Liabilities, Net Worth. There is also a detailed break-down on Expenses, Investment Contributions, and progress towards my mortgage pay down goal. One more note before we get into the financial report for January. I just want to point out that I am publishing this report at 8:22 am on 1/31/15, and as you can imagine we could spend a few more dollars today. However, I was so excited and anxious to get my first report out that …