0% Interest

Confession: I’m a Sucker for 0% Interest Offers

Gen Y Finance Guy Random 17 Comments

Not too long ago I came clean about my love affair of ten years. Today, I’m back at you with another confession. Please don’t be too quick to judge me until you read through the details. I’m a sucker for 0% interest. There. I said it. Well, I’m not a sucker for just any 0% interest offer – it has to be the right offer. My first experience with a 0% offer was back in college when I signed up for a credit card that came with 12 months of 0% interest. This was back when my savings account was paying 5%. So for 12 months, I played the arbitrage game and charged everything I could (tuition, books, groceries, gas, etc) …

A Dogs Perspective on Frugality, Fun, & Finance

A Dogs Perspective on Frugality, Fun, & Finance

Gen Y Finance Guy Random 6 Comments

Do you ever realize how happy your dog is just being “present?” I think we could all learn a thing or two observing how a dog takes time to smell the roses (among other things). I often wonder what is going on in my dog’s mind. My wife and I will even go so far as to ask him questions and then answer in his “voice.” You would only understand if you had a dog, and if you don’t have a dog, I probably sound a bit out of my mind. But stick with me here… Dogs have really got it figured out. They live a very low-stress life and get excited over simple things like walks, Frisbee, dog beaches, …

42 Days Later…

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The last time I shaved my face was on my wife’s birthday 42 days ago on September 30th, 2014. Needless to say, I have a decent start to an awesome beard. Starting this blog has given me a huge opportunity to self-reflect and ponder the future. A lot has happened since I started this blog a little shy of a month and a half ago. Besides the beard, I have had amazing new opportunities open up at work. I absolutely believe that this blog has forced me to live more intentionally and the power of intention is alive and well. Now this doesn’t mean I will now abandon all the work I have done to diversify my income and reduce my …