This Blog is About

This blog is not about…but it is about…

Gen Y Finance Guy General Information 34 Comments

In order to tell you what this blog is about, I first must tell you what this blog is not about: Frugality – This is not another blog to join the frugality movement. That is already being taken care of very well with blogs like Mr. Money Mustache and the Frugalwoods. Although I would consider myself frugal in the sense that I try not to waste money on things that don’t bring value to my life. I am not very frugal when compared to the folks leading this movement. I am not going to tell you how you can eat for less than $1/meal. I’m also not going to tell you to cut out your daily latte from Starbucks if that is something …

Mailbag #1

From the Mailbag #1 – Savings, Investments, Credit, and Debt

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Today we start a new series that I thought would be a fun and interesting addition to the blog. As the blog has continued to grow over the past 15 months, the amount of emails I receive from readers has sky rocketed in volume. I started to think that if one reader has these questions, then there are probably others that have the same questions, but are to shy too reach out.  So, “From the Mailbag” is born. I don’t know how often I will publish these just yet, but enjoy them as they come. From Chas I am 28. I make around 40k after taxes. I expect a 2 percent increase per year. I have 3k in my 401k. …

Identity Theft Protection

[Guest Post] How to guard yourself against identity theft and credit card fraud

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Today’s post is contributed by Phil. A few weeks ago he reached out asking if he could write a piece for the blog around protecting and preventing identity theft. Luckily I have never had to deal with my own identity being tampered with. He also shares a few stories of scams that happened to a friends mother and a relative. I personally don’t know how people fall for these things, but I guess they do. Reading through his two stories, I know there is absolutely ZERO chance I would have ever fallen for either scams. We would all also like to believe that our friends and family are smart enough not to fall prey to the scammers out there as …


[Guest Post] Unconventional Finance

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Today we have a guest post from a fellow reader from the Bay Area explaining his Unconventional approach to his personal finances. Our guest Sean and I happen to have a lot in common and since a few email interactions back and forth have agreed to a little friendly competition to see who hits $1M in net worth first. As I publish this we are pretty close to parity with our net worth.  Take it away Sean… First of all, I wanted to say I respect everything being done at GYFG.  I have been a long time finance blog lurker over the last 4-5 years and I just recently stumbled across GYFG and it is the first one to really …

Embrace Change

[Guest Post] Making Changes is Hard [Part 3 of 3]

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I’ve called myself to the carpet.  “Mr. CEO, make the changes you keep telling others to make.” Hopefully you have read my other two posts (#1 & #2), but if not, here is a quick update on what I’ve identified that I need to focus on more – my health, focused time on my family, adjusting my choices on how to spend my time, and then the budget.  I go into more detail in my other two posts, but that’s the gist of it. Since I started this whole realization of where I needed to improve, I’ve been working out more so I feel like I’ve checked that one off.  It’s not an everyday thing, but I have the wife, …

Thomas Jefferson on Wealth

[Guest Post] Thomas Jefferson – A Wealth Perspective

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Today we have a guest post from Wes of GenWiseWealth. You may recall Wes from the Freedom Fighter Guest Interview #11. He sheds light on one of our four founding fathers, Thomas Jefferson. Some time back I had the pleasure of attending an incredibly inspirational talk by one of the forefront experts on one of America’s greatest patriots, Thomas Jefferson.  The speaker, Eric S. Petersen, a prominent New York City Lawyer, has turned a 22 year passionate study of the life and times of Mr. Jefferson, and has profiled his exploration in a fantastic book entitled, Light and Liberty, Reflections on the Pursuit of Happiness. Jefferson’s legacy to the world included an innumerable volume of official papers (public addresses, reports, pamphlets, …

Change is Hard 2

[Guest Post] Making Changes is Hard [Part 2 of 3]

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Hey there Freedom Fighters! Today Mr. CEO is back with part two of his 3 part series. We are only days away from Christmas and New Years, so I encourage you to carve out some time over the remaining days of the year to reflect on 2015. What went really well? What didn’t go as planned? What do you want to improve on? Take some time to be grateful and spend time with family. And do yourself a favor and set your goals before January 2016 rolls around. I would recommend no more than 3 major goals. One for your Health, One for your Wealth, and One for your Social Self (relationship oriented). Without further ado…Mr. CEO the blog is …

A million dollars isn't what it used to be

[Guest Post] A Million Dollars Isn’t $h1t…Unless You Don’t Have It

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The following is a guest post submitted by community regular JayCeezy, sharing a few ideas he has picked up along the PF road we all travel.  GYFG welcomes guest contributions, please click here for more info. A financial mentor of mine told me something that stayed with me: “A million dollars isn’t $h1t. Unless you don’t have it.” But once you have it, what are you going to do with it? Why? I’m not an expert, but I am experienced, and want to share these ideas, passing along useful tactics and strategies my PF mentors generously shared with me. Maybe you will find some of this worth passing along, someday. You might not need a million if everything goes your way, but …

Change is Hard

[Guest Post] Making Changes is Hard [Part 1 of 3]

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Today, we have the return of Mr. CEO after a multi-month hiatus. He had to step away from the blog for a while because of work, family, and other obligations. Today we take a short break from the normal financial post (although that does get honorable mention at the end). Mr. CEO is going to pour out what he has been struggling with a bit lately. This is his first attempt to make the changes he wants/needs to make in his life. We all have or have had struggles in our lives. And will have struggles in the future. That’s just a part of life! Without further ado here is one real person to another… Step your Game up Mr. …

The Secret to Productivity

A Day In The Life Of GYFG

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Early to bed. Early to rise. Keeps a man healthy, wealthy, and wise. – Ben Franklin When people get to know me and hear a little bit about all the things I do, they often ask me how I find the time. A large part of my secret is getting up early almost every day of the week (including weekends). Now let’s define early, because for some that means waking up before 9am (and for others anything before noon is early), but for me its waking up between 5am and 5:30am. Yes, I wake up before 5:30am almost 7 days a week. I say “almost,” because there is the rare occasion that I do sleep in. Don’t laugh, but sleeping …