Category Archive

I bleed and injure like everyone else. There are days when my mind is clouded by self-doubt. Those are the days when the imposter syndrome starts to kick in. On these days in particular I question my worthiness to be where I am financially and professionally. After all, who am I – just a kid who grew up on welfare, got into trouble early, and had only a bunch of drug-addicted adults to look up to. Who am I to take on such big dreams? I experience emotions of both joy and sadness. I struggle sometimes. I don’t always have the motivation to do the things I need to do. There are moments that I question why I’m working so …

So, last week I missed publishing a new post for the first time since starting this blog in September of 2014. I’m busy trying to scale my business to the next level and it is far harder than I imagined. There are days I wonder if I made the right choice (my low days) and then there are days that I feel like King of the World (my highs). I have a level of anxiety that I have never before experienced. It’s stressful to be responsible for the livelihood of others – the buck truly does stop here. It’s hard right now but I know the juice will be worth the squeeze. I’m grateful that I took it easy through …

As I type this my nearly three-month-old son is sleeping next to me on the couch. Oh boy, has our life changed over these past three months! We are stoked to be parents and amazed that we were able to create another human being. We are excited to guide our son into adulthood over the next 18 years. We look forward to experiencing the world with him. There are still so many firsts ahead. Mrs. GYFG and I had always been on the same page in that we wanted to wait to start a family until our thirties. We knew early that in order for us to be the parents we wanted to be that we would first need to …

New onto the scene of technology-assisted money management is LINK by Prudential. Prudential is not some fly-by-night start up after your money (or data), and in fact has been around for 140 years! Thus, I think it’s good to check out their version of a modern day digitally-enabled financial advisor. (By the way, this post is sponsored. However, ALL opinions are the genuine impressions of the GYFG team, offered for your benefit…and ours!) This post was written by Lin, as a LateFIRE contribution. LINK is the type of tool that is especially attractive to someone “late” to the game of FI. Because LINK allows you to set the goals and input the date, it generates potential solutions, allowing for “toggling” …

“My takeaway from these past three years is to take massive action and to continue adding value to people around you.” – BK It’s been a while since I shared a piece from a reader writing in. The previous two email conversations I shared were from readers seeking some guidance, but today we have a reader sharing a success story. I don’t know about you, but I’m a real sucker for success stories.  RELATED: From the Mailbag #1 – Savings, Investments, Credit, and Debt RELATED: From the Mailbag #2 – I Want More, Can You Help? Below, BK shares his success in doubling his salary in just over three years. He realized that fortune favors the bold and asked for more …

2018 is quickly coming to an end! The weather is cooling down as we shift from summer to fall and the holidays are just around the corner. I like to get a head start on planning for the next year by starting that process at the beginning of November and finishing by Thanksgiving. I’m not quite ready to share my goals just yet but there are a few things that I do want to share. My goals will be mixed, but this post will be dedicated exclusively to the GYFG financial arm. I’m currently in the process of laying the groundwork for our finances in 2019. I’m programming “the machine” so that most things will happen automatically. That’s right – …

Are you prepared for your eventual death? What about an untimely death, via a freak accident, illness, or other unforeseen events? Do you have an emergency plan for that? How about a disabling occurrence – what’s your plan if you live, but become unable to take care of your family? No one likes to talk about these things, but we all need to. Grief from loss or stress of disability would be difficult enough without leaving behind a mess for your family to clean up. Figure these things out now, when you have time to make good decisions! To help us address these questions, I have asked my friend Lynn to write a series of blog posts to educate us …

Here is part two in this Warren Buffett series (read part one here), covering a few of the sections I have pulled out from the last 50 years of Berkshire Hathaway Letters to Shareholders, which I finished reading in October of 2017. Although the entire 50-year series was filled with a ton of business and investment wisdom, all the pieces that I pulled are from the past seven years. I admit a probable recency bias, whereby after reading almost 700 pages, I remember more of the recent letters than the older ones. Needless to say, you bet I will be reading through all those letters again in the future. For the selections in my two posts, I pulled Buffett’s insights and comments …