Rant #7 – You Can’t Force a Horse to Drink
People never fail to amaze me in this world. It is quite amazing how illogical people can be. As you all may recall, I recently wrote about the analysis and decision I made to go solar…it was a no brainer. Well, anytime I get excited about something, I naturally share that excitement with others. I […]
Net Worth Conversion Ratio – A Measure of Wealth Building Efficiency
There is never a dull moment in Personal Finance, am I right? I am not sure if it’s just me, but I am constantly think of ways to look at personal finance through different perspectives and lenses. A while back I took a stroll down memory lane to figure out how long it would/had taken […]
February 2016 – Detailed Financial Report #14 – Net Worth $362,579 [+14.1% for 2016 YTD]
GYFG here checking in for the February monthly financial report. If you have been reading these reports for a while you will notice that I introduce each month with the same intro month after month. I do this for two reasons, a) for the newbies to the site (which make up about 50% of the […]
[Guest Post] How to guard yourself against identity theft and credit card fraud
Today’s post is contributed by Phil. A few weeks ago he reached out asking if he could write a piece for the blog around protecting and preventing identity theft. Luckily I have never had to deal with my own identity being tampered with. He also shares a few stories of scams that happened to a […]
Monthly Goal Check-in #2 – @ 3/1/2016
Can you believe that another month has already come and gone? It seems like yesterday that I was pressing submit on the first check-in for the year. Isn’t it crazy how we perceive time to move faster as we age every year? I have always wondered why that is. A part of me believes that […]
Looking at Savings Rate through the Financial Independence Lens
In previous posts I have talked about how we currently strive to save 50% of our after tax income and how important your savings rate is in building wealth rapidly. But after listening to the Radical Personal Finance Podcast, it made me realize that this may have not been enough to sway you. What I […]
Cash-in Refinance – 16.5% Cash on Cash Return
Most of the time when you hear about refinancing it is usually along the lines of locking in a lower rate and/or cashing out during the refinance. You don’t read or hear much about a cash-in refinance and how the returns could really be worth consideration. My wife and I currently find ourselves about 10 […]
[Guest Post] Freedom Fighter Interview #22 – Tawcan
Today we have Tawcan as our guest for Freedom Fighter Interview #22. He is also our second Canadian to be featured on the blog. Can you believe he doesn’t own a TV and has been TV free for 5 years now? He is a photographer and avid dividend investor and is working to reach Financial […]
Monthly Goal Check-in #1 – @ 2/1/2016
As I write this monthly goal check-in we are officially 32 days into 2016. Most people started the year off strong with their New Years resolutions for 2016. Well, at least the 45% of people who actually set New Years resolutions (US based statistics). The low participation rate isn’t even the worst news, of those […]