23-Year-Old Protege Earns $210,000 His First Year Out of College

Gen Y Finance Guy Chasing FIRE Interviews 3 Comments

I know I said a few posts back that I would no longer be accepting guests posts but this is one that was already in the works and one I requested from my protege. I wanted him to capture a snapshot of where he is today – early in his journey to becoming a millionaire and reaching financial independence. He is only a year out of college and he is already earning multiple six-figures. He started to contribute to his 401k while still in college. He is THE model for all those compound interest charts that emphasize the importance of starting early. If you start early by saving and investing a modest sum you will no doubt become a millionaire …

Keep it 100

Did I Ever Tell You How Human I Am?

Gen Y Finance Guy General Information 7 Comments

I bleed and injure like everyone else. There are days when my mind is clouded by self-doubt. Those are the days when the imposter syndrome starts to kick in. On these days in particular I question my worthiness to be where I am financially and professionally. After all, who am I – just a kid who grew up on welfare, got into trouble early, and had only a bunch of drug-addicted adults to look up to. Who am I to take on such big dreams? I experience emotions of both joy and sadness. I struggle sometimes. I don’t always have the motivation to do the things I need to do. There are moments that I question why I’m working so …

I’ll Be Back, I’m Just Trying to Catch My Breath

Gen Y Finance Guy General Information 5 Comments

So, last week I missed publishing a new post for the first time since starting this blog in September of 2014. I’m busy trying to scale my business to the next level and it is far harder than I imagined. There are days I wonder if I made the right choice (my low days) and then there are days that I feel like King of the World (my highs). I have a level of anxiety that I have never before experienced. It’s stressful to be responsible for the livelihood of others – the buck truly does stop here. It’s hard right now but I know the juice will be worth the squeeze. I’m grateful that I took it easy through …

My ESI Scale Interview

Gen Y Finance Guy Interview 2 Comments

It’s time to share and reflect on another guest post I wrote about 18 months ago. To this day my own journey blows my mind. I know it’s not typical but it is an example of what a lot of hard work, determination, and a little luck can do for someone given enough time to let the power of compounding work its magic. The key ingredient is consistency. It’s finding discipline when motivation is lacking. It’s doubling and tripling down on your strengths, which requires a keen sense of self-awareness. It’s about being prepared for the knock of opportunity that allows you to take advantage of “lucky” breaks.  In typical fashion, I will annotate the below post with updates from …