Can the good times last?

Can These Good Times Last Forever? What Happens If The Music Stops?

Gen Y Finance Guy General Information 19 Comments

Most people who know me well would likely describe me as a super optimist and that’s the way I prefer to live life. The alternative is to be a Negative Nancy and the energy drain to you and everyone else around you is exhausting. I tend to believe that OPTIMISM actually CREATES ENERGY, EXCITEMENT, and PASSION. I would go as far as saying that optimism is the path to happiness and fulfillment in life. On the flip-side of the coin, PESSIMISM is the ULTIMATE DESTROYER of all the good things in this life. Therefore, pessimism is the path to depression and disappointment. What path would YOU rather be on? The key thing to realize is that the CHOICE is yours to make. If you choose the former (to …

Rags to Riches

From Welfare to Well-Off: My Rags to Riches Story (in the Making)

Gen Y Finance Guy Words To Live By 24 Comments

After two and a half years of writing this blog, I’m finally ready to share my back story with my readers. Some might find it hard to believe that I grew up on welfare to drug addicted parents. To be honest, from my current vantage point, that life seems like just a dream. The following was originally published as a guest post over at Financial Samurai about two years ago. After reading some posts between Rich and his cousin Penny, I was reminded of my own past and inspired to share my story.  They say the best time to plant a tree is 20 years ago. You know when the second best time is? TODAY! As you are about to discover, …

March 2017 Financial Report

March 2017 – Detailed Financial Report #27 – Net Worth $541,510 | Income $24,434

Gen Y Finance Guy Monthly Financial Reports 10 Comments

GYFG here checking in for the March monthly financial report. If you have been reading these reports for a while you will notice that I introduce each month with the same intro month after month. I do this for two reasons; a) for the newbies to the site (which make up about 50% of the sites traffic); and b) to remind everyone what these reports are all about. By all means if you have read the intro at least once, then please feel free to skip down to the “Summary of March 2017” section where the new content begins. For those of you that are new around this corner of the internet, I wanted to fill you in as to what these …

10 Year Vision

A Letter I Wrote To Myself From The Future – A 10 Year Vision Of My Life

Gen Y Finance Guy Goal Setting 18 Comments

Below is a letter I wrote to myself back in October of 2012. It was an exercise that I was inspired to complete, while reading Darren Hardy’s book “Living Your Best Year Ever“. The idea was to write yourself a letter from 10 years in the future and describe your life based on anything you wanted or wanted to accomplish (as if it had already happened). I had actually forgotten about this until just the other day. I was listening to a podcast that reminded me of this exercise and led me to digging it up. It is amazing to see the things that have come to fruition. It’s also interesting to reflect back to see what I was thinking and what I …