Our Mortgage Will Be Gone In Four More Years
We bought our house almost four years ago and we acquired it for ~50% less than the bank said we could afford to borrow. The bank approved us for a $750,000 loan but we ultimately borrowed $355,000 on a total purchase of $376,000 (47% of what we were approved to borrow). Anyone that has read […]
My 2018 Goals
Where in the heck did 2017 go? Do you remember how slow time used to pass by when you were ten years old? I didn’t believe adults when they told me that time speeds up as you get older. As kids, we wish time would go faster and then the switch flips around high school […]
November 2017 – Detailed Financial Report #35 – Net Worth $644,406 | Income $26,212
Last month, after 33 consecutive months of the same format of my Detailed Financial Reports, I decided to shake things up, starting with report #34 (October 2017 Financial Report). However, the introduction will still repeat from month to month, because 50% of my readers are new every month, and I want to offer them all […]
Extreme Frugality Is For The Birds
It’s no secret that this blog has nothing to do with extreme frugality. If anything, compared to my peer bloggers, I’m probably categorized as a spendthrift. I have even been accused of leading a rather lavish lifestyle, which I think is complete bollocks. Relative to my income I am “frugal” but that is not because I […]
I Did It. I Invested In Death!
It’s official: the Grim Reaper and I are now partners. However – let me be clear – we have agreed upon a firewall between our respective functions. The Grim Reaper himself will continue to fulfill his duties in transitioning people from life to death (I’m not into the whole blood and guts scene), and I also […]
October 2017 – Detailed Financial Report #34 – Net Worth $632,168 | Income $25,282
It’s time to shake things up with this month’s financial update. There hasn’t been much change to the format or content for 33 straight months, and I feel like the time has finally come to inject fresh life into this report and content. Mission Statement: To Humanize Finance, Build Wealth, and Reach Financial Freedom. For those of you […]
Death Is Our Only Certainty – What If You Could Ethically Profit From It? You Can, With Life Settlements
Did you know you can invest alongside the grim reaper? Yes, you can actually profit from death. I know this sounds morbid and probably a bit shady, but let me explain. At the end of this post, I think you will realize that the alternative investment class discussed today provides a win/win for all parties […]
Warren Buffett And I Share Our Thoughts On Life and Debt
In this Warren Buffett series, I have pulled out a few sections from the 50 years of Berkshire Hathaway Letters to Shareholders that I recently finished reading. Although the entire series was filled with a ton of business and investment wisdom, all the pieces that I have pulled for this series are from the past seven years. […]
Connecting The Dots Looking Backwards – Deconstructing My Career
You can’t connect the dots looking forward; you can only connect them looking backwards. So you have to trust that the dots will somehow connect in your future. You have to trust in something — your gut, destiny, life, karma, whatever. – Steve Jobs I’ve always been a big believer that every experience acts as a stepping stone to your end destination, however momentary […]