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I first dipped my toes in to the Peer to Peer lending market back in 2010. Back then I was just dabbling and transferred $2,000 into my investment account over a 6 month period. Looking back at the history it looks like this initial investment was made up of 5 separate deposits. I don’t really remember what put P2P lending on my radar, but I do remember finding it intriguing…obviously it was interesting enough for me to divert some capital over to a P2P platform. Prosper was the first platform I found that facilitated such P2P lending activity. I am pretty sure Lending Club was around at the time as well, but I chose to invest my capital using the …

I am surprised to learn that millennials are actually pretty good at saving money. At times, the media can paint a picture of millennials as naive, buried in debt, and lacking common sense. This might be true for some 20 somethings, but millennials are saving anywhere from 5%-10% of their salaries. Only recently have I been able to start saving money for my retirement. I am learning there isn’t a one size fits all answer for where you should be investing your money but the challenge of “figuring it out” is exciting to me. I should probably put in the standard disclaimer that the following opinions don’t constitute as financial advice and you should always consult with someone who specializes …