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[Guest Post] Freedom Fighter Interview #6 – Adam Chudy

Gen Y Finance Guy Freedom Fighter, Interview 7 Comments

Today we have the 6th of a series of interviews. During this series we will be show casing other Freedom Fighters from around the world. I am excited to introduce you to our sixth guest, Adam Chudy of AdamChudy.com. Read Adam’s awesome story below. And if you would like to be featured in the Freedom Fighter interview series then be sure to check out the Guest Posting page for more information (it’s open to anyone that is willing to share their fight for freedom: Time Freedom, Location Freedom, and Financial Freedom). Now I will turn it over to Adam… 1. Who are you and what do you do? What is your story? How are you fighting for your Freedom? Where did you start, where …

Things to consider when buying a new car

[Guest Post] Top 5 Things to Consider Before Buying a New Car

Gen Y Finance Guy Smart Spending 16 Comments

I make decent money. And my wife makes decent money too. And yes we have a mortgage and kids and bills, but money isn’t really an issue for us on a month to month basis – we do OK. We aren’t rich by any means, but we’re definitely not poor. And despite this, I drive a 2003 Honda Civic with 190,000+ miles on it. The windows aren’t tinted. It’s a four cylinder with a CD player that never has CD’s in it (because who has CD’s anymore?).  The upholstery is coming apart or detached in a number of areas.  There are stains from the kids on the back seats and I don’t exactly volunteer to drive when we go to …

First Multi Millionaire Interview

[Guest Post] Freedom Fighter Interview #5 – JayCeezy (Multi-Millionaire)

Gen Y Finance Guy Freedom Fighter, Interview 15 Comments

Today we have the 5th of a series of interviews. During this series we will be show casing other Freedom Fighters from around the world. I am excited to introduce you to our fifth guest, JayCeezy (pen name to protect anonymity). Jay is not only our first millionaire in the series, but he is our first multi-millionaire with a net worth of $2.6M. Read Jay’s awesome story below. And if you would like to be featured in the Freedom Fighter interview series then be sure to check out the Guest Posting page for more information (it’s open to anyone that is willing to share their fight for freedom: Time Freedom, Location Freedom, and Financial Freedom). Now I will turn it over to JayCeezy… …

Credit Card Hacking

New Side Hustle – Credit Card Hacking – Free Money

Gen Y Finance Guy Income Streams, Side Hustle 27 Comments

Interest Rate Arbitrage Back in the day when interest paid in online savings accounts was much higher than ZERO percent, I thought I was a credit card hacker. I remember a time when I was able to earn 5.5% through my HSBC online savings account. I was in college at the time and was receiving plenty of credit card offers with an introductory 0% for 12-15 months. One day it clicked that I could act like a bank and borrow at one rate and lend it at a higher rate. This was a true arbitrage opportunity. ar·bi·trage. definition: noun. 1. the simultaneous buying and selling of securities, currency, or commodities in different markets or in derivative forms in order to take advantage of differing …

[Guest Post] Freedom Fighter Interview #4 – Debt Free Guys

Gen Y Finance Guy Freedom Fighter, Interview 6 Comments

Today we have the 4th in a series of interviews. During this series we will be show casing other Freedom Fighters from around the world. I am excited to introduce you to our fourth guest, John (and David) from Debt Free Guys. Read John & David’s story below. And if you would like to be featured in the Freedom Fighter interview series then be sure to check out the Guest Posting page for more information (it’s open to anyone that is willing to share their fight for freedom: Time Freedom, Location Freedom, and Financial Freedom). Now I will turn it over to John (and David)… 1. Who are you and what do you do? What is your story? How are you …

How to use options to make money if the market goes UP, DOWN, or SIDEWAYS

Gen Y Finance Guy Investing, Options 19 Comments

A few months back I published a post about my large cash position. That position has only continued to grow as I find it difficult to put on any new investments at these lofty prices. As I stated previously, I have no idea when the market will turn, all I know is I don’t want to be left holding the bag when it does. That’s not because I don’t think that over the long-term the prices will be higher, but rather because I believe there are much better prices ahead (like around the corner). I also believe that the opportunity cost of sitting on the sidelines (holding out for lower prices) is much lower at this stage in the bull market (now 6+ …

May 2015 Net Worth

May 2015 – Detailed Financial Report #5 – Net Worth $210,853 [+16.3% YTD]

Gen Y Finance Guy Monthly Financial Reports 24 Comments

GYFG here checking in for the May monthly financial report. For those of you that are new around this corner of the internet, I wanted to fill you in as to what these reports are all about. These monthly reports are about full transparency. They are just as much for me as they are for you. It’s a hard decision to make all of your financial details public, but it’s also a very motivating one. It’s not just the post, but the process of putting this post together that really benefits me. My sincere hope is that my transparency will inspire you to take the helm of your own financial ship and be intentional with its direction. I truly believe that anyone can …

Statistically I should be in prison

Statistically I Should Be In Prison – But You Always Have a Choice

Gen Y Finance Guy Interview 16 Comments

None of us can control how we come into this world. The argument could be made from a statistical standpoint that being born in a western country like the United States is like winning the lottery. With 7 Billion people on this planet and 300 Million people in the US, you have about a 4% chance of being born in this awesome country. So, on the one hand you could say that I won the lottery in some regards. I didn’t have any say in the matter, but I am grateful that I was born here than in some other country where life could have been much harder. But then on the other hand you could say I was dealt …

[Guest Post] Freedom Fighter Interview #3 – White Collar Freedom

Gen Y Finance Guy Freedom Fighter, Interview 22 Comments

Today we have the 3rd in a series of interviews. During this series we will be show casing other Freedom Fighters from around the world. I am excited to introduce you to our third guest, Josh from White Collar Freedom. Read Josh’s awesome story below. And if you would like to be featured in the Freedom Fighter interview series then be sure to check out the Guest Posting page for more information (it’s open to anyone that is willing to share their fight for freedom: Time Freedom, Location Freedom, and Financial Freedom). Now I will turn it over to Josh… 1. Who are you and what do you do? What is your story? How are you fighting for your Freedom? Where did you start, …

My Trading Story – Podcast Interview with Brandon Clay

Gen Y Finance Guy Interview, Options 4 Comments

I recently had the opportunity to share my trading story with Brandon Clay. You may remember Brandon Clay, he was our first guest featured in our Freedom Fighter interviews. Brandon recently launched his Trading Story podcast where he interviews part time and full time traders. He is personally in the process of living and defining his own trading story. In this interview Brandon asks some great questions to dig into my trading background. The Interview After you listen to the interview make sure you go and check out Brandon’s site and subscribe to his podcast. On his site you will find the show notes to this interview that have all three books I recommended in case you want to check …