Note: This page is required by the FTC. However instead of reinventing the wheel, I took the generous offer from Tim Ferris to borrow the text and images from his disclosure page.

This blog is not primarily financially driven. I put it up in 2014 to build a community and share my experiences and learn from other smart readers.

Regardless, beginning December 1, 2009, the FTC requires bloggers to disclose whenever there could be hidden interests or unspoken biases related to recommendations.  So here goes…

FTC Disclosure

Per the FTC rules, if I interview someone and they grab the bill for lunch, I would need to disclose this. Ditto if I use an Amazon link that gets me 8 cents instead of an Amazon link that gets me 0 cents. If someone gives me a comfy t-shirt with a logo and I wear it in a photo, same deal. Disclaimers all over the place. This would be tedious for me and even more tedious for readers. But rules is rules. To cover my ass and preserve your reading experience, please assume that, for every link and product I use, the following all hold true:


FTC 6FTC 5

FTC 4 FTC 3

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General Terms and Conditions applicable to Use of a Web Site

Per FTC guidelines, this website may be compensated by companies mentioned through advertising, affiliate programs or otherwise. Any references to third party products, rates, or websites are subject to change without notice. Please do the appropriate research before participating in any third party offers.

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5. Revisions and Errata
The materials appearing on GenYFinanceGuy.com’s web site could include technical, typographical, or photographic errors. GenYFinanceGuy.com does not warrant that any of the materials on its web site are accurate, complete, or current. GenYFinanceGuy.com may make changes to the materials contained on its web site at any time without notice. GenYFinanceGuy.com does not, however, make any commitment to update the materials.

6. Links
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7. Site Terms of Use Modifications
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8. Governing Law
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9. Use Of Pictures
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10. Legal Age

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Collection of your Personal Information

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Information about your computer hardware and software may be automatically collected by Gen Y Finance Guy. This information can include: your IP address, browser type, domain names, access times and referring website addresses. This information is used for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the Gen Y Finance Guy.

Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through Gen Y Finance Guy public message boards (post & comments), this information may be collected and used by others.

Gen Y Finance Guy encourages you to review the privacy statements of websites you choose to link to from Gen Y Finance Guy so that you can understand how those websites collect, use and share your information. Gen Y Finance Guy is not responsible for the privacy statements or other content on websites outside of the Gen Y Finance Guy website.

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Effective as of September 1, 2014

COPYRIGHT © 2015 GEN Y FINANCE GUY

Please feel free to use the text and images on this page with proper attribution. There is no reason why each blogger should have to reinvent the wheel.

(Illustrations courtesy of Louis Gray and Jeannine Schafer)