View Post

PeerStreet – Hard Money Lending – For The Retail Investor

In Investing by Gen Y Finance Guy43 Comments

I’m absolutely stoked to share the details of my recent visit with the founders of PeerStreet and what I’m dubbing my favorite investment of 2017 and beyond. This is going to become a very substantial piece of my overall asset allocation. It’s not often I get very excited about an asset class, but this is different, and PeerStreet is in …

View Post

Equity Portfolio Update #5 [+21% @ 12-31-16]

In Investing by Gen Y Finance Guy12 Comments

We have officially closed out 2016, thus the need for another peek into the equity portfolio. As many of you know that have been reading for any length of time, every month I put together a very detailed financial report that details out gross income, expenses, net worth, savings rate, and progress on the 7 year 3 month mortgage pay …

View Post

Humble Beginning in Peer to Peer Lending

In Investing by Gen Y Finance Guy17 Comments

I first dipped my toes in to the Peer to Peer lending market back in 2010. Back then I was just dabbling and transferred $2,000 into my investment account over a 6 month period. Looking back at the history it looks like this initial investment was made up of 5 separate deposits. I don’t really remember what put P2P lending …

View Post

Equity Portfolio Update #4 [+17.1% YTD @ 9-30-16]

In Investing by Gen Y Finance Guy4 Comments

We have officially closed out 9 months of the year, thus the need for another peek into the equity portfolio. As many of you know that have been reading for any length of time, every month I put together a very detailed financial report that details out gross income, expenses, net worth, savings rate, and progress on the 7 year 3 …

View Post

[Guest Post] The Future Of Bonds and Their Place (or not) in A Portfolio

In Investing by Gen Y Finance Guy14 Comments

Hi, I’m Xyz from FinancialPath, working until 65 is nothing I could dream of and with a solid plan, my path to financial independence at 35 is clear. With the power of compound interest and a high savings rate, I am confident that I can achieve financial independence and early retirement within 10 years. I currently save over 50% of my income and hope to …

View Post

Equity Portfolio Update #3 [+11.7% YTD @ 6-30-16]

In Investing by Gen Y Finance Guy6 Comments

We have officially closed out half the year, thus the need for another peek into the equity portfolio. As many of you know that have been reading for any length of time, every month I put together a very detailed financial report that details out gross income, expenses, net worth, savings rate, and progress on the 7 year 3 month …

View Post

Mutual Funds Are Stealing Your Money

In Investing by Gen Y Finance Guy15 Comments

The other day I was talking with a friend about saving and investing (my favorite conversation). This friend of mine, Jamie, was trying to wrap her arms around her companies 401K and its investment offerings. Jamie wants to start contributing to her 401K to save for retirement and get the company match, but remembered a conversation she overheard about how I hated mutual funds. …

View Post

Equity Portfolio Update #2 [+7.2% YTD @ 3-31-16]

In Investing by Gen Y Finance Guy11 Comments

We have officially begun a new year and with that I have decided to start a new quarterly series. As many of you know that have been reading for any length of time, every month I put together a very detailed financial report that details out gross income, expenses, net worth, savings rate, and progress on the 7 year 3 …

View Post

Using Options to Set Up Huge Profitability Ranges in SPY with Jade Lizard Strategy

In Investing, Options by Gen Y Finance Guy6 Comments

Many of you reading this have probably never sold or traded an option in your entire investing tenure. And most probably are still fighting the dogma you have been force fed about options being weapons of mass destruction. Or that options are much more risky than stock. Or that options are purely for speculation and offer huge amounts of leverage. When …