View Post

I Did It. I Invested In Death!

In Investing by Gen Y Finance Guy17 Comments

Reading Time: 6 minutesIt’s official: the Grim Reaper and I are now partners. However – let me be clear – we have agreed upon a firewall between our respective functions. The Grim Reaper himself will continue to fulfill his duties in transitioning people from life to death (I’m not into the whole blood and guts scene), and I also stay out of the realm …

View Post

Death Is Our Only Certainty – What If You Could Ethically Profit From It? You Can, With Life Settlements

In Investing by Gen Y Finance Guy4 Comments

Reading Time: 6 minutesDid you know you can invest alongside the grim reaper? Yes, you can actually profit from death. I know this sounds morbid and probably a bit shady, but let me explain. At the end of this post, I think you will realize that the alternative investment class discussed today provides a win/win for all parties involved, and may just be …

View Post

PeerStreet – Hard Money Lending – For The Retail Investor

In Investing by Gen Y Finance Guy46 Comments

Reading Time: 6 minutesI’m absolutely stoked to share the details of my recent visit with the founders of PeerStreet and what I’m dubbing my favorite investment of 2017 and beyond. This is going to become a very substantial piece of my overall asset allocation. It’s not often I get very excited about an asset class, but this is different, and PeerStreet is in …

View Post

Equity Portfolio Update #5 [+21% @ 12-31-16]

In Investing by Gen Y Finance Guy12 Comments

Reading Time: 4 minutesWe have officially closed out 2016, thus the need for another peek into the equity portfolio. As many of you know that have been reading for any length of time, every month I put together a very detailed financial report that details out gross income, expenses, net worth, savings rate, and progress on the 7 year 3 month mortgage pay …

View Post

Humble Beginning in Peer to Peer Lending

In Investing by Gen Y Finance Guy18 Comments

Reading Time: 4 minutesI first dipped my toes in to the Peer to Peer lending market back in 2010. Back then I was just dabbling and transferred $2,000 into my investment account over a 6 month period. Looking back at the history it looks like this initial investment was made up of 5 separate deposits. I don’t really remember what put P2P lending …

View Post

[Guest Post] I only have $200 a month to invest, here’s what I do with it.

In Investing by Gen Y Finance Guy3 Comments

Reading Time: 7 minutesI am surprised to learn that millennials are actually pretty good at saving money. At times, the media can paint a picture of millennials as naive, buried in debt, and lacking common sense. This might be true for some 20 somethings, but millennials are saving anywhere from 5%-10% of their salaries. Only recently have I been able to start saving …

View Post

Equity Portfolio Update #4 [+17.1% YTD @ 9-30-16]

In Investing by Gen Y Finance Guy4 Comments

Reading Time: 4 minutesWe have officially closed out 9 months of the year, thus the need for another peek into the equity portfolio. As many of you know that have been reading for any length of time, every month I put together a very detailed financial report that details out gross income, expenses, net worth, savings rate, and progress on the 7 year 3 …

View Post

[Guest Post] The Future Of Bonds and Their Place (or not) in A Portfolio

In Investing by Gen Y Finance Guy14 Comments

Reading Time: 5 minutesHi, I’m Xyz from FinancialPath, working until 65 is nothing I could dream of and with a solid plan, my path to financial independence at 35 is clear. With the power of compound interest and a high savings rate, I am confident that I can achieve financial independence and early retirement within 10 years. I currently save over 50% of my income and hope to …

View Post

Equity Portfolio Update #3 [+11.7% YTD @ 6-30-16]

In Investing by Gen Y Finance Guy6 Comments

Reading Time: 4 minutesWe have officially closed out half the year, thus the need for another peek into the equity portfolio. As many of you know that have been reading for any length of time, every month I put together a very detailed financial report that details out gross income, expenses, net worth, savings rate, and progress on the 7 year 3 month …

View Post

Mutual Funds Are Stealing Your Money

In Investing by Gen Y Finance Guy15 Comments

Reading Time: 4 minutesThe other day I was talking with a friend about saving and investing (my favorite conversation). This friend of mine, Jamie, was trying to wrap her arms around her companies 401K and its investment offerings. Jamie wants to start contributing to her 401K to save for retirement and get the company match, but remembered a conversation she overheard about how I hated mutual funds. …