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Your Personal Leverage Ratio

In Financial Ratios by Gen Y Finance Guy2 Comments

Reading Time: 5 minutesBased on the short amount of time I’ve been writing, you may have gotten the wrong message. Yes, I am working diligently to pay off the mortgage early on my primary residence. However, this does not mean I think all debt is bad or evil. Consumer debt is pure evil when you are the borrower! If you are the investor/credit extender it …

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Saving 50% of Gross Income – The Rule That Now Governs Our Financial Life

In Financial Ratios by Gen Y Finance Guy49 Comments

Reading Time: 5 minutesThis blog has proved to be a great source of accountability (for both my wife and I). There is something about laying it all out in the public (or “on the line”) that creates a sense of duty and motivation to deliver positive financial results. Even my wife whom is only a passive reader of the blog told me the other day that …