Time - Huge Deposit

My Huge 86,400 Deposit…And I’m Going To Spend It All

Gen Y Finance Guy Words To Live By 2 Comments

Imagine there is a bank that credits your account each morning with 86,400. It carries over no balance from day-to-day. Every evening the bank deletes whatever part of the balance you failed to use during the day. What would you do? Draw out every cent, of course! Each of us has such a bank. Its name is TIME. Every morning …

Financial Truth

The Financial Truth: There’s a limit to how much you can cut expenses, but there’s no limit on how much you can earn.

Gen Y Finance Guy Featured, Financial Freedom, New Rules 10 Comments

Do you want more from life? More money? More freedom? More security? More time with friends and family doing the things you love? I don’t know anyone that would say no to these questions. That’s not to say that there aren’t plenty of people out there that are completely content with their lives. Maybe they have all the money, freedom, …

Debt - Good vs. Bad

Managing Debt: The Good, The Bad, & The Ugly

Gen Y Finance Guy Debt 0 Comments

Debt has such a negative connotation associated with it. I think most of the negativity stems from the irresponsible issuance and management of debt. The Great Financial Crisis of 2008 came with a massive unwind of debt that had been building up over several decades prior to this defining moment in history. Is debt bad? Is it evil? Should it be …

Getting Older

I’m 28 years old, now what?

Gen Y Finance Guy General Information 1 Comment

By the time this post goes live I will be 28 years old. But unlike many of my friends, I still don’t feel any older. In all honesty, I still feel like I am 16 years old but with a lot more knowledge and life experience. You could say that I’ve matured (even that is questionable), but I will never grow …

American Dream

We Don’t Have Our Parents American Dream

Gen Y Finance Guy New Rules 3 Comments

The world is changing. There’s a feeling in the air today, around America and throughout the world, that what people believed about financial security and prosperity is no longer true. A lot has changed in the last [six] years. You have three ways to react to these changes. First, you can stick your head in the sand and hope that everything …

The Share Economy & Rental Income

The Share Economy & Rental Income

Gen Y Finance Guy Share Economy 2 Comments

You may have noticed that the tagline of this site is “we do things differently”. The “Share Economy” is the perfect example of how Gen Y does things differently. We have taken the idea of rental income and found a way to leverage technology to rent excess capacity in things we already have to our peers. The best example of this is Airbnb, which …