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FOCUS: Follow One Course Until Success

In Words To Live By by Gen Y Finance Guy17 Comments

Do you find yourself getting distracted from the core of what you set out to accomplish this year? If so, it’s an appropriate to remind you to FOCUS and to recite what this acronym stands for. Follow One Course Until Success It’s natural to get off course. If you think about it, a space craft headed to the moon is only on course 1% …

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Income Across the USA – What Does It Take To Be In The Top 5%? Top 1%?

In Financial Analysis by Gen Y Finance Guy14 Comments

As the income of the GYFG household has continued to grow, being the data obsessed fellow that I am, I started to wonder where we ranked across the Unite States. Most people benchmark their investment returns, so why not benchmark your income? Lucky for us, the NY Times has made this extremely easy with the interactive tool they created (based on …

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February 2017 – Detailed Financial Report #26 – Net Worth $532,590 | Income $23,893

In Monthly Financial Reports by Gen Y Finance Guy14 Comments

GYFG here checking in for the February monthly financial report. If you have been reading these reports for a while you will notice that I introduce each month with the same intro month after month. I do this for two reasons; a) for the newbies to the site (which make up about 50% of the sites traffic); and b) to remind …

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PeerStreet – Hard Money Lending – For The Retail Investor

In Investing by Gen Y Finance Guy43 Comments

I’m absolutely stoked to share the details of my recent visit with the founders of PeerStreet and what I’m dubbing my favorite investment of 2017 and beyond. This is going to become a very substantial piece of my overall asset allocation. It’s not often I get very excited about an asset class, but this is different, and PeerStreet is in …

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10 EASY Financial Musts For 2017

In General Information by Gen Y Finance Guy30 Comments

This blog has not been big on list type posts, but being the new year and all, I thought it would be appropriate to put together a check list of sorts for those that want to improve their financial situation in 2017 and beyond. The reality is that if you don’t take action now, you likely won’t take action later. …

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[Guest Post] Turn Your Side Hustle Into Your Main Hustle

In Side Hustle by Gen Y Finance Guy15 Comments

Hey!  I’m Claudia Pennington, a digital marketing consultant and personal finance blogger over at TwoCupHouse.com where I’ve been writing about the journey to debt freedom and financial independence. Our personal finance journey began in early 2015 when we were living paycheck to paycheck.  We had some money saved in our respective retirement accounts, but we struggled to keep money in …

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Using Life Savings To Save A Life – A Financial Decision Made From The Heart

In Words To Live By by Gen Y Finance Guy49 Comments

Today we are going to deviate from the normal finance content that I usually publish. Don’t worry this story will still have a financial decision that had to be made, but instead of being optimized by the brain, it was  instinctively made by the heart. Remember this sites mission is: “To Humanize Finance, Build Wealth, and Reach Financial Freedom” This means …

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Equity Portfolio Update #5 [+21% @ 12-31-16]

In Investing by Gen Y Finance Guy12 Comments

We have officially closed out 2016, thus the need for another peek into the equity portfolio. As many of you know that have been reading for any length of time, every month I put together a very detailed financial report that details out gross income, expenses, net worth, savings rate, and progress on the 7 year 3 month mortgage pay …